Shoeaholic No More



October 2016



September 2016 Budget and Debt Results

Written by , Posted in Money & Finances

This article may contain affiliate links. Read our Disclosure Policy.

September flew by in a blur, but I still managed to make some progress with my debt payoff and savings goals.I honestly have no idea what happened to September. Part of it was a blur as I was working extra so I could “take time off” for FinCon, then while I was at FinCon the days were long and the nights were short. As soon as I arrived back home, I was in a hurry to get caught back up before spending some time with my friends doing a DIY furniture project this past weekend.

I feel like I haven’t had much time to breathe and I’ve neglected my blog, which makes me sad. I’ve been putting client work first and while I do have a few exciting things in the works for my own blog and brand, it has been slow going as I can only work on them when I’m not work on client projects. I do have a couple of awesome assistants, but lots of times they are waiting on me so they can work on their next step for my ideas.

It’s honestly exhausting.

But, I still want to document my journey toward saving and paying off debt, so here’s my report for September.

Debt Totals:

8/31/2016 – $139,985.48 all debt
$28,121.58 without mortgage

9/30/2016 – $139,635.82 all debt
$27,997.30 without mortgage

Difference – -$349.66 all debt
-$124.28 without mortgage


8/31/2016 – $1,570.20
9/30/2016 – $1,596.15
Difference – $25.95 Increase


CategoryMonthly Total
City Bill$95.42
Gas Bill$8.36
Auto Insurance$98.59
Personal Trainer$170.00
Cash/Other Spending$662.91
Travel Savings$100.00

A few things to remember when looking at my spending:

I got a roommate and that lowered my mortgage payment and my two utility bills are actually only half of what I was actually billed for since we split those costs. I do pay 100% of the internet bill.

My phone bill looks crazy high because I had to pay the final charges to get out of my previous contract, which was about $400. I will be getting most of this back from my new cell phone company as a pre-paid debit card reimbursement in a month or two.

My fuel spending was actually higher than what is shown above because I bought some fuel on my credit card on my way home from the airport after FinCon. I also didn’t include any FinCon expenses in my report above because those are all business expenses that came from my business savings.

How did your September turn out?

September flew by in a blur, but I still managed to make some progress with my debt payoff and savings goals.

The following two tabs change content below.


Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.


    • Kayla
  1. TJ
    • Kayla

Leave a Reply

Your email address will not be published. Required fields are marked *