September 2016 Budget and Debt Results
I honestly have no idea what happened to September. Part of it was a blur as I was working extra so I could “take time off” for FinCon, then while I was at FinCon the days were long and the nights were short. As soon as I arrived back home, I was in a hurry to get caught back up before spending some time with my friends doing a DIY furniture project this past weekend.
I feel like I haven’t had much time to breathe and I’ve neglected my blog, which makes me sad. I’ve been putting client work first and while I do have a few exciting things in the works for my own blog and brand, it has been slow going as I can only work on them when I’m not work on client projects. I do have a couple of awesome assistants, but lots of times they are waiting on me so they can work on their next step for my ideas.
It’s honestly exhausting.
But, I still want to document my journey toward saving and paying off debt, so here’s my report for September.
8/31/2016 – $139,985.48 all debt
$28,121.58 without mortgage
9/30/2016 – $139,635.82 all debt
$27,997.30 without mortgage
Difference – -$349.66 all debt
-$124.28 without mortgage
8/31/2016 – $1,570.20
9/30/2016 – $1,596.15
Difference – $25.95 Increase
A few things to remember when looking at my spending:
I got a roommate and that lowered my mortgage payment and my two utility bills are actually only half of what I was actually billed for since we split those costs. I do pay 100% of the internet bill.
My phone bill looks crazy high because I had to pay the final charges to get out of my previous contract, which was about $400. I will be getting most of this back from my new cell phone company as a pre-paid debit card reimbursement in a month or two.
My fuel spending was actually higher than what is shown above because I bought some fuel on my credit card on my way home from the airport after FinCon. I also didn’t include any FinCon expenses in my report above because those are all business expenses that came from my business savings.
How did your September turn out?
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