Shoeaholic No More



April 2015



Personality Type and Finances: Does it Matter?

Written by , Posted in Money & Finances

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Could your personality type really tell you how you handle finances? Maybe!The other day I was reading some back posts on one of my new favorite blogs to get some background information, Budget Bloggess. (Note: I almost always read my favorite blogs from beginning to current so I know the whole story. I guess I’m a nerd like that…) 🙂

Anyhow, I came across a post about how her Myers-Briggs personality type affects her finances and her career choice. It was particularly interesting to me because I happened upon it just a day after I had taken the Myers-Briggs test myself for a training program I’m going through at my full-time job. (If you haven’t taken the test, you should be able to take it for free. A simple Google search gave me umpteen websites that offered the test for free.)

I spent about 15-20 minutes taking the test and I was emailed my results the next day, along with a 5 page analysis explaining all the personality types, my personality type, and how I interact with everyone and everything around me. The information was very interesting and I thought I’d share a little bit with you here today as I think personality can have an effect on your finances, and we already know that it can affect your career performance too.


The Myers-Briggs test has 16 different results based on four different dichotomies (aka traits or characteristics). The four are:

  • Where You Focus Your Attention: Extraversion (E) or Introversion (I)
  • The Way You Take in Information: Sensing (S) or Intuition (N)
  • The Way You Make Decisions: Thinking (T) or Feeling (F)
  • How You Deal With the Outer World: Judging (J) or Perceiving (P)

My information packet said that everyone uses all 8 options to some degree, but we all find preference to one or the other in each pairing. This is kind of like being left- or right-handed. You use both hands, but you prefer one over the other the majority of the time.

Anyhow, my results showed that I am an (E)xtraverted (S)ensing (T)hinking (J)udging.

ESTJ Strengths

  • Practical, realistic, matter-of-fact
  • Decisive, quick to implement decisions
  • Organizer of projects and people to get things done
  • Focused on getting results in an efficient way
  • Takes care of routine details
  • Has a clear set of logical standards which are systematically followed. Wants others to do so also
  • Forceful in implementing their plans (Is this a strength or a weakness? I’m not sure. Maybe it’s both?)

ESTJ Weaknesses

  • Little patience for confusion, inefficiency, and halfway measures
  • Maybe seem overpowering to others
  • Difficult to relax because of an focus on dignity
  • Difficulty expressing emotion

Famous ESTJs

I thought it would be interesting to see who else in the world is an ESTJ. Here are some famous people who share my personality type:

  • Hillary Clinton
  • Martha Stewart
  • Michelle Obama
  • Saddam Hussein (yikes!)
  • Dr. Phil
  • George W. Bush

ESTJ Careers

  • Military Leaders – this one cracked me up!
  • Business Administrators or Managers
  • Police/Detective
  • Judge
  • Financial Officer
  • Teacher
  • Sales Representative

Most of these career suggestions seem to be right on track with what the suggested strengths are for an ESTJ, but that doesn’t mean I plan to become a military leader anytime soon. 🙂

ESTJ and Money

According to this article by Miranda Marquit, my personality type falls in to the “protector” category. This means that I should be financially conservative. I have to agree that I’m pretty conservative when it comes to investing my money. I hate it when I review my retirement account and I see that one of my funds lost money. But it’s also suggested that my personality type “might have trouble letting go a little bit when it comes to “fun” spending” and that’s clearly not me. 🙂

Although personality doesn’t have everything to do with the financial decisions you make in your life, I did find it interesting to think about and compare the test results to what I know to be true about myself. A lot of it was dead-on and the rest wasn’t too far off.

Have you taken the Myers-Briggs test? What were your results? Were they pretty accurate?

*Part of Financially Savvy Saturdays on brokeGIRLrich, A Disease Called Debt and Autoimmmune-Protocolling Around the World*

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Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.


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    • Kayla @ Shoeaholicnomore
    • Kayla @ Shoeaholicnomore
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