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COMMENTS

November 2014 Results

Written by , Posted in Money & Finances

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8190552951_a233ee9733_zI can’t believe it’s almost the end of 2014, but at the same time I’m counting down the days. I’m excited for a fresh start in 2015 and to see what I can accomplish! It’s hard to keep in mind that this year isn’t done and I still have almost a month left. I still have to “be good” with my finances this last month and then it’ll be time to review my first year of blogging and working to pay down my debt!

Here’s are my November 2014 results:

2014 Goals:

  1. Increase EF savings account to $1,000 – FAIL – But, it is back on the mend, though slowly.
  2. Demolish $7,500 worth of debt – FAIL – My debt total did decrease, but I don’t think there’s any possible way I’m going to make this goal.
  3. Clear out clutter. – This needs to be revamped and I need to get some renewed focus in this area…
  4. Continue going to Crossfit (affiliate link) 3x/week – PASS – I made it 3x/week with the exception of Thanksgiving week!
  5. More books, shoes and clothes out of my horde than new ones coming in. – PASSish – Still a net reduction of 13 books for the year.
  6. Find areas to scale back involvement so I have more free time at home – PASSish – I’m finally going to give myself some credit here. I quit one of my side hustles, though it won’t officially be over until December 31st.
  7. Spend more time with family, friends and my pets! – PASS – Don’t ask me how I’m passing this goal right now (ok, it’s lack of sleep, but some very good times hanging out with friends on the weekends!). I’m just living for the new year when I will have one less thing on my weekly work to-do list.

Debt Totals:

10/31/2014 – $134,148.11 (including mortgage)
$17,477.07 (w/o mortgage)

11/30/2014 – $134,007.53 (including mortgage)
$17,548.85 (w/o mortgage)

Difference – -$140.58 including mortgage
+$71.78 w/o mortgage

Savings:

10/31/2014 – $428.70
11/30/2014 – $438.85
Difference – $10.15 Increase

Budget:

CategoryNovember (w/leftovers)SpentRemaining
TOTAL$2,673.72$2,580.25$93.47
Charity$10.00$10.00-
EF$20.00$20.00+-
Morgage$852.28$857.28-$5.00
House Repairs$30.00-$30.00
City Bill$110.00$110.34-$0.34
Gas$15.56$15.56-
Cable$78.19$78.19-
Internet$51.87$51.87-
Phone$102.76$102.83-$0.07
Food$120.00$109.80$10.20
Medical$20.00$6.92$13.08
Car Fuel$80.00$80.00-
Car Repairs$30.00-$30.00
Car Insurance$96.26$96.26-
Clothes and Hair$55.03$45.03$10.00
Pets$40.60$37.00$3.60
Household$38.16$36.16$2.00
Personal$40.00$40.00-
Crossfit$80.00$80.00-
Cleaning$252.00$252.00-
Debt$551.01$551.01-

How was your November?

Photo courtesy of: Rosa Dik 009 — catching up!

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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

8 Comments

    • Kayla @ Shoeaholicnomore
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