Shoeaholic No More



May 2014



May 2014 Results

Written by , Posted in Money & Finances

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How the heck is 2014 almost half over? Here are my May 2014 results:

2014 Goals:

  1. Increase EF savings account to $1,000 – PASSish – My EF didn’t increase this month, it actually decreased by $1.58. I’m still considering this a success because if I hadn’t made extra contributions, it would have decreased much more due to my unexpected expenses this month.
  2. Demolish $7,500 worth of debt – PASSish – I didn’t quite make my monthly target of $653.87/month. I only paid off $481.29 in May, due to the credit card mistakeΒ I made at the end of April. This shortage pro-rated over the rest of the year changes my monthly target to $678.52/month in order to hit my goal of $7,500 for the year. I still think I can make it if I buckle down and work hard.
  3. NO OVERDRAFT FEES!PASS – I didn’t have any. No more updates on this goal until the end of year (unless something changes and I slip up).
  4. Clear out clutter. – PASS – I am holding my garage sale today and tomorrow to actually finish getting rid of the majority of the stuff from my “Thing Thursdays“. I also worked diligently on reducing my wardrobe. I will let you know next week how the garage sale went.
  5. Continue going to Crossfit (affiliate link) 3x/week – PASS – I made it 3x/week most of the month and made up for theΒ short weeks by going 4x/week a couple of times!
  6. More books, shoes and clothes out of my horde than new ones coming in. – PASSish – Still a net reduction of 13 books for the year and again, I worked on reducing my wardrobe. I don’t think I added any new pieces to my clothing or accessories.
  7. Read 52 books in 2014, that averages to 1/week – FAIL – I’m falling farther behind. This just hasn’t been a priority like I thought it would be. I still want to read during my free time, but I usually end up reading some of my favorite blogs instead. I will be changing this goal, so stay tuned.
  8. Find areas to scale back involvement so I have more free time at home – FAIL – I STILL have nothing to say about this.
  9. Spend more time with family, friends and my pets! – FAIL – See #8 above.

Debt Totals:

4/30/2014 – $135,637.37 (including mortgage)
$17,704.19 (w/o mortgage)

5/31/2014 – $135,156.08 (including mortgage)
$17,431.84 (w/o mortgage)

Difference – -$481.29 including mortgage
-$272.35 w/o mortgage


4/30/2014 – $651.83
5/31/2014 – $650.25
Difference – $1.58 DECREASE


CategoryMay (w/ leftovers)SpentRemaining
House Repairs$81.77$80.50$1.27
City Bill$110.00$98.89$11.11
Car Fuel$75.00$75.00-
Car Repairs$60.00$45.00$15.00
Car Insurance$93.44$93.44-
Clothes and Hair$45.67$42.81$2.86

How was your May?

Note: I finally took the plunge and added a Hire Me page on my header. If you are looking for a staff writer or general content writer feel free to shoot me an email. A full list of my services can be seen here.

Photo courtesy of: Wendell

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Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.


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