Shoeaholic No More



July 2015



July 2015 Budget Plan

Written by , Posted in Money & Finances

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My July 2015 budget plan - see my plans for this month. Have you set up your monthly budget yet? via @shoeaholicnomore
I recently told you that I’m changing the way I budget with my cash.

Prior to now, I’ve used mostly cash for my spending categories: groceries, pets, entertainment, etc. and I’ve broken them all down into individual numbers in my budget plan and my budget results posts. But as my time got more limited, because my online business is growing, I began to dread having to crunch all those numbers individually to put my budget results posts together.

The new idea behind my budgeting plan is that I’m still going to be using primarily cash for my spending. In fact, I’m putting my debit card away and I’m not going to carry it unless I know I need to hit up the gas station (basically that’s just for ease because cash at the gas station is a pain in the a$$).

Additionally, I’m trying to adopt a more minimalistic approach to my budget. It will be cleaner, neater, easier to read, easier to reconcile, and hopefully I’ll spend less money.

Have you ever seen the budget posts at Frugalwoods? I love their mentality that instead of budgeting and giving themselves spending threshold for each category, they just try to spend as little as possible. With my shopaholic ways, I don’t know that their method would work for me right now, but I’d like to move that way in the future. I think these budget changes are a step in that direction.

With that said, here is my budget plan for July 2015:

CategoryMonthly Total
City Bill$110.00
Gas Bill$19.07
Auto Insurance$123.46
Cash Spending$320.00
FT Income$2,198.04
Side Income Required$500.00

A few short notes about changes:

I cut cable from my budget recently, so that category went down about $46/month. Yahoo!!

This month I have to get another set of contacts so I can see things more than 2 feet in front of me. This box will last me 3 months. Unfortunately, the price went up by $6 from earlier this year. 🙁

I think that’s it for changes this month.

How does your July budget plan look? What do you think of my simplified budget plan?

*Part of Financially Savvy Saturdays on brokeGIRLrich, A Disease Called Debt and One More Broke Twenty-Something*

My July 2015 budget plan - see my plans for this month. Have you set up your monthly budget yet? via @shoeaholicnomore

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Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.


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