Shoeaholic No More

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July 2014 Results

Written by , Posted in Money & Finances

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4771132618_ed91bb9dca_zFinally the end of July! I’m so looking forward to October and it’s getting closer πŸ™‚

2014 Goals:

  1. Increase EF savings account to $1,000 – PASSish – My EF increasedΒ this month but only by about $6, I’m not sure what happened. Maybe I forgot to do my monthly transfer…
  2. Demolish $7,500 worth of debt – FAIL – My debt total did decrease, but because of my setback last month, I’m still not sure if I can hit this goal for the year.
  3. Clear out clutter. – PASSish – I got rid of a few things this month and I didn’t buy anything unnecessary.
  4. Continue going to Crossfit (affiliate link) 3x/week – PASSish – I made it an average of 3x/weekΒ until the end of the month when I had a ton of things to do for county fair.
  5. More books, shoes and clothes out of my horde than new ones coming in. – PASSish – Still a net reduction of 13 books for the year.
  6. Read 52 books in 2014, that averages to 1/week – FAIL – I still need to change this goal, but I’m not sure what I want it to be.
  7. Find areas to scale back involvement so I have more free time at home – FAIL – I STILL have nothing to say about this.
  8. Spend more time with family, friends and my pets! – FAIL – See #7 above.

Debt Totals:

6/30/2014 – $135,387.15 (including mortgage)
$17,872.41 (w/o mortgage)

7/31/2014 – $134,965.16 (including mortgage)
$17,660.49 (w/o mortgage)

Difference – -$421.99 including mortgage
-$211.92 w/o mortgage

Savings:

6/30/2014 – $695.19
7/31/2014 – $700.95
Difference – $5.76 INCREASE

Budget:

CategoryJuly (w/leftovers)SpentRemaining
TOTAL$2,548.94$2,515.86$33.08
Charity$10.00$10.00-
EF$20.00$20.00+-
Morgage$852.28$857.28-$5.00
House Repairs$16.27-$16.27
City Bill$110.00$123.20-$13.20
Gas$19.13$19.13-
Cable$77.88$103.19-$25.31
Internet$51.87$51.87-
Phone$102.20$102.12$0.08
Food$127.00$127.00-
Car Fuel$60.00$50.00$10.00
Car Repairs$19.31-$19.31
Car Insurance$93.44$93.26$0.18
Clothes and Hair$42.64$14.54$28.10
Pets$60.15$56.29$3.86
Household$42.86$30.01$12.85
Personal$30.00$30.00-
Crossfit$80.00$80.00-
Cleaning$144.00$108.00$36.00
Debt$589.91$639.97-$50.06

What are your July 2014 results looking like?

PS: If you’d like to vote for me for a Plutus Award, I am hoping to be nominated for Best New Personal Finance Blog! Just use this link to vote for me πŸ™‚

Photo courtesy of: Nikos Koutoulas

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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

10 Comments

  1. tre
    • Kayla @ Shoeaholicnomore
    • Kayla @ Shoeaholicnomore

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