Shoeaholic No More



May 2014



I’ve Been Living in the 1800s

Written by , Posted in Life

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stack-letters-447579_1280Ok everybody, I have a confession to make: I’ve been living in the 1800s. Alright, maybe it’s not quite that bad. But I’ve been being pretty dumb about something and today I’m going to tell you ALL about it. 🙂

As you can see on my side bars, I have a ton of different creditors and every month they all send me a bill in the mail. I also get bills from my internet provider, cell phone, home mortgage and two utility bills. That’s all I can think of right now but I’m sure there’s the additional odd bill or two coming at different times throughout the year too.

Without the odd bill here and there, I usually receive about 13 paper bills in the mail every month. (I don’t get paper bills on my student loan, the loan to my parents, or paper bank statements.) That’s a lot of clutter coming into my home every month!

Call me old-fashioned but I LIKE getting paper bills each month so I can look over them for each of my accounts. I’m not planning to sign up for e-statements on any of my accounts right now, but I am going to change how I pay my bills.

Here’s where it gets worse: I still write out a physical check for each of my bills every month (except my mortgage, which I pay online) and mail them in an envelope with a stamp a few days before they are due.

This is a bad habit for a few reasons. One reason in particular is that I use at least 12 stamps every month to pay bills. This adds up to $5.88 in stamps every month! This doesn’t include the cost of buying checks.

The sad part is that I have online accounts set up for the majority of my credit card accounts, I just kept paying them with a physical check by mail each month. This is something I am hoping to change. I am going to try and pay them via their online accounts from now on. This doesn’t make a huge money savings, but $5.88 each month out of the $15-20 I budget for household “supplies” does make a difference. Plus I messed up this month and mailed one super early, resulting in a cash-flow issue, too many of these and you could find yourself in over-draft. YIKES!

Geez la-wheeze, I don’t know what took me so long to make this change.

What method do you use to pay your monthly bills?

Photo courtesy of: Andrys

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Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.


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