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April 2015

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It’s Time to Be Financially Real!

Written by , Posted in Money & Finances

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2015-carnival

One of my blogger friends, Shannon at The Heavy Purse, decided to host a Financial Literacy Carnival event today. I was super honored that she asked me to participate as there are some pretty big bloggers on the list. So thanks Shannon! 🙂

Anyhow, today I want to talk with you about how and why you should be Financially Real.

What is Financially Real?

Financially Real is the new theme and mantra behind Shannon’s recent site re-design and it’s her inspiration to encourage people to know that no matter what your financial situation is like, life is messy. So instead of always focusing on how “perfect” life will be once you’ve reached your long-term financial goals, you should focus on being financially real, no matter what your financial situation is.

To me, being financially real means being able to enjoy my life and my money even while I continue to work on getting out of debt. This means spending money on the people, experiences, and even things, that I care about.

So lately I’ve been trying to stress a little less about every dollar and cent as it flows in and out of my checking account, and more on enjoying life and the money I have to spend.

How I’m Being Financially Real

As I mentioned, part of my path to being financially real is realizing what I care about and deciding to spend not only my money, but also my time and effort on those things instead of other time, energy, and money sucking things I don’t care about.

For instance, I’m cutting back on grabbing a quick lunch on my way to work on the weekends and instead I’m using my money to spend time with friends and family. I recently even treated my friend to lunch and this past weekend I bought supper for family in exchange for them helping me out with some of my yard work project. Using my money to spend time with friends and family is a lot more enjoyable than mindlessly eating a meal in my car as I drive to work.

Another way I’m being more financially real is by realizing that no matter how hard I try to change it, I love to shop and I love fashion. Therefore, I will continue to spend time and money on shopping and fashion.

Don’t worry,  I’ll still have to limit my shopping so I don’t delay my financial progress. But deciding to cut out all fashion spending when it’s something I enjoy just doesn’t make sense to me.

This is being financially real.

 What is your financial reality? How are you financially real?

*Part of Financially Savvy Saturdays on brokeGIRLrich, A Disease Called Debt and One More Broke Twenty-Something*

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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

16 Comments

    • Kayla @ Shoeaholicnomore
    • Kayla @ Shoeaholicnomore
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