Shoeaholic No More



May 2014



I “Need” a New Car

Written by , Posted in Life

This article may contain affiliate links. Read our Disclosure Policy.

Do I really "need" a new car? At what point do you consider a newer car to be a need?Wow! It has been a whirlwind of problems with my car lately. In case you missed here is a recap:

Prior to starting my journey to becoming debt-free in January, I almost never had to spend money on fixing/repairing my car or even really maintaining it. Sure, I put gas in regularly and I changed the oil and rotated the tires as needed, but other than that, I never had to put much time or money into my car. Then, mid-January, I had to put in a new battery after my car wouldn’t start.

About a month ago, I thought long and hard about trading my car for a newer SUV/crossover type vehicle (a Chevy Traverse was one I was considering). But, I didn’t feel comfortable adding a car payment to my budget right now, plus if I’m being honest, I didn’t want to have to tell my readers that I went out and bought a newer car just a couple months after vowing to get out of debt.

After shopping around all weekend, I decided that while I’d still LOVE to have a newer and a bit bigger vehicle, I wouldn’t be trading my car in after all.

BAM! The next week I found out that my car will need new tires soon and a piece to my turn signal switch (inside the steering wheel) broke. I decided to put off getting anything fixed or replaced, until a week or later when the turn signal failed to turn on at all. So, I sucked it up and shelled out about $90 to get this fixed.

3 days after I got my car back from the shop, a piece that holds my window in place breaks and won’t hold my window up anymore. Now I’m faced with a decision, spend another $250 to fix it or tape my window in place.

I decided to tape the window up for now since it’s not one that I roll down on a regular basis. I also didn’t want to spend the $250 on that unnecessary repair and turn around to find out that my tires need replaced ASAP. Plus, my tags and taxes are yet to paid in 2014.

Now that you’re all up to speed, you need to know that I’m still thinking about trading my car in for a newer model after these repairs are finished.

The main reason is that I’d like to get a vehicle new enough that it won’t need major repairs during the duration of my journey to becoming debt-free, especially because as a single female there aren’t a lot of things I can fix myself. My knowledge of cars is low and I’d hate to be travelling a longer distance by myself when something goes wrong.

Ideally, I’d like to complete this trade this fall or early 2015. I know I won’t be out of debt yet at this point, but my budget will be a lot more lenient at that point, having paid off at least 3 more debts. It will set me back in my journey and I know that. Because of the set-back if/when I decide to trade I want to be absolutely sure I’m making the right decision and getting a vehicle that I will be happy with for a long, long time.

If I’m being totally honest, part of me still wants to get a new-to-me car because lots of people around me have been getting new vehicles lately and I’m starting to feel left behind. In particular, my biggest Joneses bought a new-to-them car about a year ago and I’d like to have one comparable to theirs. I know this isn’t a good reason to get a newer vehicle and I know it should be about me, my goals and my budget ONLY for this decision, but it is hard to ignore external influences from my decision making process.

The one good thing is that I won’t be making an impulse decision. I’ve wanted a newer car for a while now and I’ve looked 2 or 3 different times already without “pulling the trigger”. I just want to make sure that when I decide to trade I get what I want so I don’t have to trade again for a number of years.

What do you think? Are any of these valid reasons to consider getting a new car?

Photo courtesy of: ClkerFreeVectorImages

The following two tabs change content below.


Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.


  1. Amy

Leave a Reply

Your email address will not be published. Required fields are marked *