Shoeaholic No More

Money & Finances Archive

Wednesday

22

March 2017

0

COMMENTS

3 Ways to Take Control of your Financial Future in 2017

Written by , Posted in Money & Finances

The statistics on personal finance in the USA are disturbing. So many people are living beyond their means, supporting their lifestyle by making ever more purchases on their credit cards. They seem to be ignoring the problems that loom in the future; insufficient funds to finance retirement. There is no use relying on the Social Security System because even at the present level, benefits are insufficient for a comfortable retirement. The likelihood is that with the current administration, President and Congress both Republican, there will be none of the additional funding required to sustain current benefits beyond the short term.

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Monday

20

March 2017

6

COMMENTS

What to Do When You’re A Saver & Your Partner Is A Spender

Written by , Posted in Money & Finances, Relationships

These tips were super helpful for my relationship. My partner is a spender and now I understand how to help!Not agreeing on money is a flaw that can ruin a relationship or marriage. In fact, research studies have shown that money stress can lead to decreased satisfaction in your relationship.

While that doesn’t mean you’ll be heading to divorce court soon, it’s never advisable to have added stress if you don’t need it.

So what do you do if you are a natural saver and your partner is a spender? These tips should help!

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Tuesday

14

March 2017

0

COMMENTS

How to Borrow Money When the Bank Won’t Help You Out

Written by , Posted in Money & Finances

Unexpected expenses, travel plans and more are some of the more common reasons why people need extra cash from time to time. When you need access to a significant amount of money, you may immediately think about turning to your local bank for a loan. However, banks often have an extensive and thorough underwriting process. They will review your credit report, debt ratio, job history and other factors to determine their risk for lending to you. If any of these or other factors does not meet their minimum requirements, they will not extend a loan to you. This can be a frustrating and stressful experience to deal with when you need extra cash. However, there may be other sources of funds available for you to consider, and these are some of the top options to consider.

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Monday

13

March 2017

0

COMMENTS

Use Marijuana? It Could Affect Your Life Insurance!

Written by , Posted in Money & Finances

In the past, getting life insurance as a marijuana user was tough. Most insurers would deny you all together or make you pay the higher rates of a tobacco smoker.

But that has changed…

In November 2016, another 8 states approved the use of marijuana for medical reasons or for recreational use. That brings the total to 28 states(plus D.C.) for medicinal use and 8 states for recreational usage.

Along with this trend in legality, has come a major shift in how the insurance companies view marijuana. They have lightened up and it’s a good thing! Premiums are now cheaper than ever and it’s easier to qualify.

Here’s what you need to know:

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Tuesday

7

March 2017

2

COMMENTS

February 2017 Budget and Debt Results

Written by , Posted in Money & Finances

This blogger shares how she paid off over $1,200 of debt and increased her savings! I can't believe how she did it.Besides sharing my online income reports with you, these are my favorite posts to write each month. I’ve been especially excited lately as I’m getting sooo close to being free from my credit card debt. Once that’s done, I know the ball will be rolling quickly as I pay off my remaining debts (other than my mortgage).

February was a pretty good month, but it did feel a little spendy. I’ve been working on prioritizing my health and self care lately and I have been spending a little money along the way.

Last fall I hired a personal trainer for $170 per month. I started going to yoga a few weeks ago and I finally bought a nice mat to help with my practice. My grocery bill has increased slightly as I’ve been buying more lean meats, fruits, and vegetables. But like always, I try my best to buy things when they are on sale. 🙂

With that in mind, here’s how I did in February.

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