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Money & Finances Archive

Monday

16

January 2017

6

COMMENTS

Money Fail: I Forgot to Cancel an Automatic Subscription

Written by , Posted in Life, Money & Finances

Failure isn't always a bad thing. Sometimes making a mistake can be a blessing in disguise, as it is with this money fail.A few days ago, I logged into my online banking to check my balance. I login every day to account for my transactions and categorize them so my budget reports aren’t such a bear to put together at the end of every month.

Most of the time there aren’t any surprises in my account. I have a pretty good idea of what’s going in and coming out on a day-to-day basis. But last week there was a transaction I didn’t recognize for $15.76.

While that’s not a lot of money in the grand scheme of things, I just couldn’t figure out what it was for and it was bugging me. Then I saw an email from EHarmony.

You see, back in January 2016 I decided I was ready to start dating again. Since there are very few prospects (AKA none) in my rural area of Kansas, I signed up for online dating. EHarmony was having a sale, so I pre-paid for several months to get the sale pricing. Unfortunately, I didn’t notice that my account was set up on an automatic subscription.

Oops!

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Thursday

12

January 2017

0

COMMENTS

Learning to Invest Can Be a Great Money Maker

Written by , Posted in Money & Finances

money-1604921_640Working hard and getting paid is great, but investing that money wisely can be any easy way to make even more. Just putting your money in a bank account is never going to make you a fortune, frankly at current interest rates it’s not going to make you much at all ! So how does it actually work ?

Mutual funds: An investment program funded by shareholders that trades in diversified holdings and is professionally managed. These are a great way to get started, there’s a huge choice of funds on the market so you’ll need to do your research to find the best ones for you. The big advantage of funds is that you don’t have to research all the individual companies they invest in. The fund manager does it for you, at a price. Remember to check what percentage the fund manager is taking out of your initial investment, as well as the annual cost.

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Monday

2

January 2017

8

COMMENTS

December 2016 Budget and Debt Results + 2016 Recap

Written by , Posted in Money & Finances

Overall, December was a good month. I'm pretty happy with how 2016 went as a whole when it comes to my financial goals of paying off debt and building savings.We have finally made it to 2017. I don’t know about you, but it really seemed like 2016 was dragging on and on and on there toward the end. I think it’s partly because after my fun fall of travel, I didn’t have anything super exciting on the books until after the new year.

The holidays were spent at home with my family. But since we all live in the same small town, that meant I didn’t have to do any traveling. Sometimes this is a blessing and a curse. 😉

Now that the holidays are over, I’m looking forward to my next adventure later in spring. But first, I’m going to recap the progress I made in December. Plus, I’m also going to take a peek back at where I was a year ago to see what I accomplished during 2016 as a whole.

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Monday

26

December 2016

8

COMMENTS

Save More Money This Year with Savings Challenges

Written by , Posted in Money & Finances

savings-challenges-free-downloadIs one of your resolutions this year to save more money? If so, you are not alone.

Many people are striving to save more money this year, but they don’t know where to begin. Others make a valiant effort to save more money at the beginning of the year but by Spring Break they are ready to give up on their goal.

This year you can make sure you save more money by creating accountability, and using your competitive side to your advantage, with one of these savings challenges.

Plus, I even created some helpful downloadable charts to help keep you on track!

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Monday

5

December 2016

13

COMMENTS

November 2016 Budget and Debt Results

Written by , Posted in Money & Finances

Are formal budgets really necessary, or can you just "wing it" after a while? I didn't make a budget this month and I still managed to pay off some serious debt!Holy December! How did this happen?

I hope you all had a great Thanksgiving, I know I did.

I stuffed myself with food, spent time with my family, and avoided work at all costs. Somehow, I got away with only checking my email twice over the long weekend. Does anyone else really struggle with the need to check your email every two seconds? No? Maybe it’s just me. 😉

Once again, I didn’t make a budget and it doesn’t really look like I’m going to do one for December either.

I’m not really sure why, but I’ve been dreading budgeting lately. I think it’s more the fact of having to categorize all of my expenses and compare my planned budget to my actual spending, than having a budget.

Does anyone else go through budgeting spurts when they don’t just feel like it anymore?

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