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Money & Finances Archive

Tuesday

21

February 2017

0

COMMENTS

How a Bachelor’s Degree Can Help Boost Your Income

Written by , Posted in Money & Finances

We’ve talked a lot about online moneymaking opportunities and how to be financially independent on this blog. I’ve even shared my earning reports and guided you on the different ways to make money online. While online opportunities like this are always exciting to explore, a friend of mine pointed out that an extra layer of security can be very handy. She’s currently taking an online bachelor of science degree in medical laboratory science in an attempt to make a career shift to the field.

I can easily understand her reasoning too. According to studies by the University of Cincinnati, there is a huge shortage in medical laboratory scientists. This means having an MLS degree is a promising step to take, since healthcare institutions and research facilities are actively seeking talented graduates to join their teams.

If an extra layer of financial security is what you’re after, the field is definitely an interesting one to explore. You can learn more about this by reading the full infographic, The Medical Laboratory Scientist Personnel Shortage and the Future of Lab Medicine below.

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Tuesday

21

February 2017

4

COMMENTS

The Truth About Why You’re Broke

Written by , Posted in Money & Finances

Do you really want to know why you're broke? It's not because of the government, your employer, or your parents. Only you can change your finances.Ok guys. Maybe it’s time for me to take a break from social media, Facebook in particular, because it seems to be leading me into a “ranty” mood. (It sparked my last rant a few months ago, too!)

I’ve found that over the past few months, Facebook has become more frustrating than ever for me. Unfortunately, I spend A LOT of time on social media. I use it to help promote my blog, my writing for clients, and I manage several pages and groups for my clients too. So, taking a hiatus from Facebook is not really an option. 🙁

The thing that’s been getting to me lately is the negativity I see my friends posting about, especially when it comes to money. These are people I know IRL, not personal finance bloggers. They seem to think it’s everyone else’s fault that they’re broke.

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Wednesday

8

February 2017

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COMMENTS

How to Pave the Way to Financial Freedom

Written by , Posted in Money & Finances

Financial freedom is a hard thing to gain, that’s true. Still, it is achievable, at least in case you manage to follow several simple rules of personal money management. Simply keep calm and do your best!

Strict Grocery List

Spontaneous buying is a very bad habit, especially when it comes to a grocery store – a place you visit almost every day. Such kind of buys is the greatest enemy of financial freedom, and even though not allowing oneself anything at all would be too strict, doing this on a daily basis is an awful idea. The number one rule in the fight against impulse buying is not to go hungry to grocery stores. The second rule is to decide what you really need in advance and make lists instead of remembering. The third rule – learn some small tips and tricks how to cut food expenses. You will be surprised how much you can save if you try!

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Monday

6

February 2017

7

COMMENTS

January 2017 Budget and Debt Results

Written by , Posted in Money & Finances

Wow! This blogger paid off over $1,000 of debt in one month and increased her savings! I can't believe how she did it.The beginning of a new month means it’s time to take a look back at my spending and debt payoff from last month.

It already seems like 2017 is going by quickly. We’re into February already and I’m not sure how it happened. I feel like my schedule has been overbooked with work, household chores, family stuff, friends, and preparing for the dreaded tax season. Ugh! But, that’s life I guess.

Here’s how I did in January.

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Monday

16

January 2017

16

COMMENTS

Money Fail: I Forgot to Cancel an Automatic Subscription

Written by , Posted in Life, Money & Finances

Failure isn't always a bad thing. Sometimes making a mistake can be a blessing in disguise, as it is with this money fail.A few days ago, I logged into my online banking to check my balance. I login every day to account for my transactions and categorize them so my budget reports aren’t such a bear to put together at the end of every month.

Most of the time there aren’t any surprises in my account. I have a pretty good idea of what’s going in and coming out on a day-to-day basis. But last week there was a transaction I didn’t recognize for $15.76.

While that’s not a lot of money in the grand scheme of things, I just couldn’t figure out what it was for and it was bugging me. Then I saw an email from EHarmony.

You see, back in January 2016 I decided I was ready to start dating again. Since there are very few prospects (AKA none) in my rural area of Kansas, I signed up for online dating. EHarmony was having a sale, so I pre-paid for several months to get the sale pricing. Unfortunately, I didn’t notice that my account was set up on an automatic subscription.

Oops!

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