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April 2016 Results

Written by , Posted in Money & Finances

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Curious to see how my April budget plan went? Check out my latest budget results here!April was kind of a weird month.

The weather here was all over the place with some days in the 80’s and others below freezing. These past few weekends have been full of rain and I’m pretty sure we’ve gotten more rain the past 3 weeks than in the past 3 years.

I also turned 25 and it felt a lot older than 24 for some reason.

At the end of the month, I had a fun weekend with some of my girl friends in Colorado. We did some hiking and exploring, and we also got some pampering too. It was a fun weekend for sure.

It was a fun weekend for sure, but it did set me back a little bit from paying off my credit card in April. Paying off my credit card in April was a stretch goal and I’m pretty sure I could have done it if I hadn’t taken this trip, but I don’t regret it at all.

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I had planned to take a trip in May or early June to celebrate getting my large CC balance paid off anyway, so I’m just substituting this trip for that one.

I am 100% sure I will have my CC paid off in May, and I’ve already planned my next step for after that is accomplished. (Hint: It involves another balance transfer to help lower my interest rates.)

With all that said, here is a look at how April turned out.

Debt Totals:

3/31/2016 – $143,278.80 all debt
$30,297.12 without mortgage

4/30/2016 – $142,128.67 all debt
$29,369.34 without mortgage

Difference – -$1,150.13 all debt
-$927.78 without mortgage

Savings:

3/31/2016 – $1,439.54
4/30/2016 – $1,464.74
Difference – $25.20 Increase

Budget:

Before I show my table, let me just say that I know my numbers don’t all add up this month. I definitely had some “missing money” somewhere along the way.

CategoryBudgeted AmountActualDifference
Saving$20.00$25.20-$5.20
Mortgage$878.66$882.16-$3.50
City Bill$115.00$102.35$12.65
Gas Bill$46.64$46.64-
Cable$24.63$24.63-
Internet$49.95$49.95-
Phone$62.63$62.07$0.56
Fuel$50.00$50.00-
Auto Insurance$101.61$101.61-
Cleaning$90.00$90.00-
BFF Visit$120.00$0.00$120.00
Contacts$125.00$124.00$1.00
Trip$250.00$317.14-$67.14
Cash/Other Spending$300.00$754.30-$454.30
Debt$779.50$1,091.45-$311.95
TOTAL$3,126.62$3,721.50-$707.88

Some of the unplanned spending was a $113 vet bill for my cat. She got sick at the end of March and the bill came in the first part of April.

Another portion of it was spent on gifts for upcoming festivities, like birthdays, wedding showers, etc.

I also had trouble getting everything to match because I spent quite a bit of money on taxes in April. I paid my 2015 tax bill and my Q1 2016 taxes. These are business expenses, but I think the extra money going in and out of my accounts kind of messed me up.

How was your April?

Curious to see how my April budget plan went? Check out my latest budget results here!

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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

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