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April 2014 Budget Plans

Written by , Posted in Money & Finances

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Here is my planned budget for April:

Category
Monthly Total
Giving
Saving
Mortgage
$852.28
House Repairs
$15.00
City Bill
$110.00
Gas
$79.85
Cable
$77.88
Internet
$51.87
Phone
$102.20
Food
$100.00
Transportation – Gas
$50.00
Car Repairs
$15.00
Car Insurance
$93.44
Clothes and Hair
$20.00
Pets
$20.00
Household
$20.00
Personal
$20.00
Crossfit
$80.00
Cleaning
$72.00
Debt
$675.71
TOTAL
$2,453.23
TOTAL INCOME
$2,448.46
DIFFERENCE
-$6.77

The budget reflects the new monthly amount I owe for my mortgage. Because of this large increase, I have had to move quite a few numbers around this month. I also had to cut out planned savings and charitable giving 🙁 I will still be putting money toward savings, but this month it will all just have to come from any “extra” I can find, which includes the income from my second job and my home business.

You’ll see that the debt category also went down. I paid off my first debt since starting my journey and I kept part of the money from that payment in the debt category, to use toward a bigger payment on next smallest debt, but I also moved some of it up into other categories, mainly to off-set some of the increase in my monthly mortgage payment. A few of the my credit card minimum payments have gone down as well.

Some of the spending categories are very tight this month. April is also the month of my birthday, so I’m hoping for some additional spending money coming in from that. I am taking the weekend of my birthday off from my second job and I plan to spend that weekend relaxing frugally: taking a bubble bath, painting my toenails for sandal weather, and hanging with my family and my pets! I am really excited!

While April looks pretty tight, as of now, May is looking considerably better. I know a lot of things can happen between now and May, but I still like to start making my projections a couple months out. Knowing that I’m making progress helps keep me on track!

As always, holler if you have any questions about my budget 🙂

Note: I finally heard back from my accountant, it looks like I will be paying $130 into the state and I will receive a refund from the federal of $734. More details on this money will be coming soon!

Another Note: If you are interested in guest-posting at Shoeaholicnomore, email me at shoeaholicnomore[at]gmail[dot]com!

Photo courtesy of: Jacob Edward

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Kayla

Kayla is a mid-20s single girl living in the Midwest, USA. She is focused on paying off her consumer and student loans, while simplifying her life and closet. You can join her on her journey at ShoeaholicNoMore or follow her on Twitter.

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