Shoeaholic No More

Thursday

25

August 2016

16

COMMENTS

Why I Decided to Shell Out $170 Per Month for a Personal Trainer

Written by , Posted in Mindful Living

Maybe hiring a personal trainer is worth the cost after all. I love why this woman decided to hire a personal trainer!It’s no secret that I’ve struggled with my body weight for the past few years.

I’ve talked about the struggle of having to either buy bigger pants or change my eating habits to help my current pants fit.

I’ve talked about how Crossfit used to be a part of my budget but that I decided to quit paying for it when I quit my job.

And last fall I talked about my plans for better self care because I wasn’t happy that I had gained weight.

I had a pretty good run at the beginning of this year. I tracked my food and exercise with my FitBit and I lost nearly 10 pounds. But since then I’ve put that back on plus another 20 or so.

Even though I have a treadmill and elliptical at home, I wasn’t motivating myself to workout and eat right, which is why I finally broke down and hired a personal trainer.

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Tuesday

16

August 2016

10

COMMENTS

Why You’re Having a Hard Time Simplifying Your Life

Written by , Posted in Mindful Living

Check this out! It really helped me simplify my life. Maybe you can simplify your life too!Today I have a guest post for you from Lorin. Lorin is a fairly new blogger who is sharing her real life stories about perseverance, character, and hope. Enjoy!

You desire to live a life where you can wake up in the morning without worrying what is to come.

You desire to have simplicity, yet wonder why you are always left with high demands feeling as if you’re being weighed down.

You keep trying to lighten up yet things just seem to never work out the way you planned.

I’ve got news for you. I have lived out this same struggle day in and day out unsure of where I’m going wrong and how I can fix it.

The truth is, life doesn’t have to be complicated. We make choices that don’t allow us to have the simplicity we are always chasing after.

I desire for you to experience simplicity. So, I want to share with you everything that’s bound to get in the way of living the simple life you’ve only dreamed of having.

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Thursday

11

August 2016

26

COMMENTS

Online Income: $5,436 in July 2016

Written by , Posted in Business

Last month I made over $5,000 working from home. How did I do it working from home? Check out my sources of income here.I’ve said it before and I’ll say it again. Running your own business means dealing with a lot of ups and downs – both financially and emotionally.

I’m a little sad to report that this is the lowest income month I’ve had this year. The worst part is that I felt like I worked more in July than I did in the previous two months, but my income didn’t reflect that.

Part of the reason things like this can happen is because a lot of my income isn’t counted until the month after I’ve done my work. I can’t invoice for freelance writing and other projects until after they are completed. For my steady clients that I work with each week, this is the last business day of the month. And I’ve never counted my income until it actually hits my bank account, not when I’ve invoiced for it.

This is just another reason why solopreneurs have to hustle and why an emergency fund or buffer of some sort is 100% necessary when you run your own business.

Here’s a deeper look into how I made money, and spent money, with my business last month.

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Monday

8

August 2016

4

COMMENTS

It’s Ok to Change Budgeting Strategies (and How I’m Budgeting Now)

Written by , Posted in Money & Finances

Think you have to be married to one budgeting strategy forever? Not true! Budgeting strategies change as life changes - here's how Kayla is budgeting now and what you can take away from her strategies!Should you ever change budgeting strategies or debt pay off strategies? These are things I’ve asked myself at different times over the past 2.5 years since I started this blog.

My main focus when I started this blog was to get a handle on my money so I could finally sleep through the night again, and that meant starting a budget.

There are lots of different budget strategies out there because there’s no “one size fits all” option.

During the time I’ve been budgeting and paying off debt, I’ve had to change strategies at different times because of life changes.

Your income may increase (or decrease). You might take a new job with a different pay schedule, like once a month instead of every two weeks. Or you might even decide to become self employed, in which case you have to decide how you are going to get paid, how to budget for yourself and your business, and maybe even how you will pay off your debt now that your financial situation has changed.

Budgeting strategies aren’t set in stone, and that’s a good thing. You never know what life may throw at you, which is why I’m changing budgeting strategies once again.

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Wednesday

3

August 2016

13

COMMENTS

July 2016 Results

Written by , Posted in Money & Finances

Every month, I release my budget goals to stay on track with debt repayment. How did I do for the month of July? Check it out here!I feel like 2016 is just flying by and here we are at the beginning of August already.

July felt like a very expensive month. I didn’t add it up as I went throughout the month, probably because I didn’t want to see how bad it really was. But now it’s time to look at all of the final numbers.

Part of the increase in spending the last couple of months is that I have finally run out of a lot of household goods that I stocked up on with coupons a few years ago. (Yes, years ago.)

I’ve had to start buying things like toilet paper, paper towels, dish soap, and more.

I still have a stash of a few items, but once those things are gone too, I’ll have to be buying even more household items on a regular  basis. My household spending is usually around $50-60/month now. Back at the beginning of my budgeting, I only spent about $20/month. I think I’ll have to increase it another $10 or so each month once I run out of even more things I used to have a stock of.

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Tuesday

2

August 2016

4

COMMENTS

Investment Basics to Help You Avoid Being Overwhelmed

Written by , Posted in Money & Finances

Tired of feeling overwhelmed by investing? Check out these simple steps to help you get started.Today’s post is from Gail Poyner of Next Generation Trust Services. Gail is a millennial and retirement expert, two things that aren’t always thought to go hand-in-hand. 😉 Enjoy!

Retirement isn’t cheap, and it can seem overwhelming if you haven’t started saving or investing. That’s where Self-Directed IRAs can come in handy for you. You can take control of what you invest in by choosing things that you’re already familiar with.

The Basics: Traditional and Roth IRAs

An IRA is an Individual Retirement Account. These accounts are provided by an assortment of financial institutions and they are tax advantaged. There are a few different types, but for now we’ll stick with the basic two: Traditional IRAs and Roth IRAs.

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Wednesday

27

July 2016

13

COMMENTS

How I’ve Changed After 1 Year of Self Employment

Written by , Posted in Life

Have you ever wanted to be your own boss? Kayla outlines everything that's changed for her over the past year of self-employment. What questions do you have about being your own boss?Last year, I was getting ready to walk out the door at my full-time job for the last time.

I was experiencing a rainbow of emotions as I packed up my office and put everything into my car to go home. I felt everything from excitement and joy, to complete and utter fear.

Over the next few days, I spent my days having the highest highs and lowest lows I’d ever experienced in my life.

I went from “This feels like a vacation. I hope I never have to go back to work at a “real job”!” to “Is it too late to get my job back?” all in the same day.

Nearly every afternoon for the first week of self employment I cried and worried that I wouldn’t make it.

I have a lot of pride and I knew having to go back and look for a traditional job again would feel like the biggest defeat. Even if no one said so, I would feel shame and embarrassment for having failed at running my own business.

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